When You’re Ready To Refinance
Lower your monthly payment, pay off debts, start a big project—whatever your goal, refinancing a home loan is a great way to achieve it. And at E 3 Mortgage Corp, we have custom solutions to match you with the best program and find you the lowest interest rates.Request Rates
Get A Lower Payment
Free up some funds in your budget by refinancing your mortgage at a lower interest rate, or with better terms.
Get Extra Cash
Consolidate your bills, fund a home improvement project, pay for a child’s education, invest—it’s up to you!
Eliminate High-Interest Debt
Pay off high-interest debt such as credit cards. Doing this can save you thousands of dollars!
Go From Adjustable To Fixed
Switch from a complicated, fluctuating adjustable rate loan (ARM) to a fixed-rate loan that’ll always stay the same.
Take Advantage Of An Improved Credit Rating
Get a lower interest rate if you’ve improved your credit score since initially taking out your home loan.
Match Your Financial Goals
Refinance a loan to properly align your monthly and yearly budgets with long-term financial plans.
Tap Into Your Home’s Equity
Get cash for home improvement projects, investments, education, and more using the equity you have in your home. You’ll get a new mortgage and a lump sum for any major expense you like. For example, you might choose to:
- Start a major home renovation
- Finance your child’s education
- Buy an investment property
- Refinance high-interest debt
- Consolidate your bills
When should I refinance?
Refinancing your home loan has many great benefits, and there are certain times when it makes perfect sense to consider making the change. For example, if your monthly budget is tight and you need some breathing room, refinancing at a lower interest rate or switching from a 15-year loan to a 30-year loan can help. Or if you need cash to pay off your debts, a cash-out refinance using the equity in your home can give you a lump sum. Another good time to refinance is if you need major repairs done to your home or would like to renovate.
How much does it cost to refinance?
Fees will vary from lender to lender, but there are some standard ones to consider, such as those associated with credit, title, escrow, notary, recording, and your lender. You may also need to pay an appraisal fee. Homeowners who have enough equity can wrap up these fees in the new loan.
What if I have bad credit?
Typically, you’ll want to do what you can to improve your credit score before refinancing because it’ll help you get a better interest rate and terms. However, there are many loan options available for those who are credit-challenged. If this is a concern for you, contact us here at E 3 Mortgage Corp, and we’ll help you find the right loan for your situation.
Can I refinance my VA loan?
Yes, you can refinance your VA-backed home loan via an interest rate reduction refinance loan (IRRRL). The option can lower your monthly mortgage payment. You can also switch from an adjustable-rate mortgage to one that’s fixed, where you have the same interest rate for the life of the loan.
I purchased and refinanced my home with this company, and they were very professional! Definitely recommend.
We Know Home Loans
Our industry experience is your guarantee. You’re backed by a team with over 25 years of expertise in mortgages and real estate.
We Share Our Knowledge
You get the best advice, tips, and information to help you make a wise home buying or refinancing decision.
We Give You Lots Of Options
We’re a small mortgage broker with big lender loan options to fit every type of homeowner. You get access to our extensive portfolio.
We Value Our Clients
We build strong relationships with our clients and are always here to help guide you through the process and answer your questions.
How Can We Help?
Reach out to us with any questions you may have. We’re happy to connect.